Tools

Financial Calculators

Explore how contributions, time, and rate of return work together. These are educational estimates, not a financial plan; use them as a starting point for a real conversation.

Compound Interest Calculator

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For illustration only. Actual returns will vary and are not guaranteed.
Estimated value
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Over 10 years
Principal
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Growth
$0
Your contributions Estimated growth

TFSA Growth Calculator

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The 2026 annual TFSA limit is $7,000 (about $583/month). Confirm your personal contribution room with the CRA before contributing — unused room carries forward, so your actual limit may be higher.
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For illustration only. Actual returns will vary and are not guaranteed.
Estimated tax-free value
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Over 10 years — growth inside a TFSA is not taxed
Principal
$0
Growth
$0
Your contributions Estimated growth

RRSP Growth Calculator

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The 2026 RRSP limit is 18% of your prior year's earned income, up to $33,810. Confirm your personal limit on your CRA Notice of Assessment before contributing.
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For illustration only. Actual returns will vary and are not guaranteed.
Estimated value at retirement
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Over 10 years — growth is tax-deferred until withdrawal
Principal
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Growth
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Your contributions Estimated growth

Financial Goal Planner

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A down payment, retirement cushion, education fund — whatever you're working toward.
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For illustration only. Actual returns will vary and are not guaranteed.
Monthly contribution needed
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To reach your goal in 10 years
Principal
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Growth
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Your contributions Estimated growth

Cash Flow Calculator

Enter your typical monthly amounts. It may help to have a recent bank or credit card statement on hand.

Income
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Housing
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Living & Transportation
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Debt Repayment
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Savings & Investments
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Net monthly cash flow
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Income minus all expenses and savings

Mortgage & Refinance Calculator

Estimate a mortgage payment, or compare your current rate against a new one. This is a general educational tool and not an offer of credit or mortgage advice.

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Mortgage rates change frequently and vary by lender and term. Confirm current rates with a licensed mortgage professional.
Accelerated bi-weekly pays the equivalent of one extra monthly payment per year, which shortens your payoff time.
Estimated payment
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25-year amortization
Principal
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Total interest
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These calculators are for illustrative and educational purposes only. They do not constitute financial, investment, tax, mortgage, or legal advice, and results are not guaranteed or a substitute for a personalized financial plan. Figures are based on the information you enter and simplified assumptions (including a fixed rate of return), and actual results will vary. Contribution limits shown are general 2026 figures and may not reflect your personal room — confirm your own limits through your CRA My Account before contributing. Mortgage rates and terms vary by lender and are subject to qualification; confirm current rates and terms with a licensed mortgage professional. See our Terms of Use for full details. For advice specific to your situation, get in touch.