Every engagement starts with planning, not a pitch. From there, we build out whichever combination of investment, insurance, and corporate strategy actually applies to you.
A plan built around your actual retirement date, income needs, and risk tolerance, including portfolio construction, RRSP/TFSA/RESP strategy, and decumulation planning for those approaching or already in retirement.
Ongoing portfolio management and rebalancing, aligned to a written investment policy rather than reacting to headlines. Regular reviews so the plan adjusts as your life does.
Life, disability, and critical illness insurance sourced independently through Desjardins Financial Security Independent Network, built to protect income, family, and business continuity, not to hit a sales target.
Coordinating investment and insurance decisions with your accountant and lawyer to reduce tax drag and keep your estate plan current as circumstances change.
For entrepreneurs and incorporated professionals: owner compensation (salary vs. dividends), corporate investment accounts, and succession or key-person insurance planning.